Working for Concho & Our Rural Communities
Concho Springs Federal Credit Union was formed in 2014 in response to the dire need for local access to banking services for rural residents of Apache & Eastern Navajo County in Arizona. With the closing of a big name bank in St Johns, just 15 mins north of Concho, residents in areas outside of Springerville/Eagar now have to travel long distances in order to handle their basic banking services.
In response, Concho Springs Federal Credit Union was created to fill this void. We are working hard to provide our members with the best level of customer service and a variety of banking needs for both individuals and businesses within our membership area.
In response, Concho Springs Federal Credit Union was created to fill this void. We are working hard to provide our members with the best level of customer service and a variety of banking needs for both individuals and businesses within our membership area.
Joining the Credit Union
In order to join the credit union, you must meet the following criteria as approved by the National Credit Union Association:
“Any person(s) or business who lives, works, worships, conducts business or volunteers in Concho Arizona and all of Apache County, & eastern Navajo County in the areas east of Holbrook, Snowflake & Taylor proper.”
If you meet this criteria, you are eligible to join our credit union. Members pay a small fee upfront and buy into the credit union. This gives members voting rights to elect our Board of Directors, which consists of 5 volunteers who work with the staff to provide various services to our members and make decisions on matters of the credit union. Members are also eligible to serve on the board.
“Any person(s) or business who lives, works, worships, conducts business or volunteers in Concho Arizona and all of Apache County, & eastern Navajo County in the areas east of Holbrook, Snowflake & Taylor proper.”
If you meet this criteria, you are eligible to join our credit union. Members pay a small fee upfront and buy into the credit union. This gives members voting rights to elect our Board of Directors, which consists of 5 volunteers who work with the staff to provide various services to our members and make decisions on matters of the credit union. Members are also eligible to serve on the board.
Banking Services
Concho Springs Federal Credit Union will provide the following services, subject to change:
More services will be offered as our credit union begins to expand.
- Personal Accounts- Checking & Savings
- Vehicle Loans
- Business Accounts- Checking & Savings
- Small Business Loans
- Online banking
- ATM banking at various locations
- Cashiers Check, Certified Checks & Money Orders
More services will be offered as our credit union begins to expand.
Getting Started
Please visit the Credit Union link on this site to obtain a copy of the membership Survey. If you have any friends and/or family that meets the membership criteria, please encourage them to join as well. Filling out the membership survey does not obligate anyone to join and no money is collected or needed to be sent back. The surveys are used by NCUA to give a final approval to draft the charter and begin raising funds to start operations.
If you are interested in helping out, please contact us. We are always looking for volunteers to help spread the word on our credit union as we begin to work towards making Concho & Apache County a better place to live, work and volunteer!
If you are interested in helping out, please contact us. We are always looking for volunteers to help spread the word on our credit union as we begin to work towards making Concho & Apache County a better place to live, work and volunteer!
